Resources


  • Managing College Debt and Achievement

    Managing College Debt and Achievement

    Consider the following: 94% of current students who earn a bachelor’s degree borrow money, up from 45% in 1993. Additionally, the average student loan debt for undergrads now exceeds $23,000 per student and the grand total, of all student loan debt, now exceeds $1 trillion – which is greater than total household consumer debt!

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  • From Cash to Plastic to Cell – R U Ready?

    From Cash to Plastic to Cell – R U Ready?

    The shift to electronic payments via smartphone is here—and with it comes huge implications for consumers.

    Can you imagine a world without cash or plastic? No fumbling for coins, no dirty dollar bills in your wallet…in fact, no wallet at all, because even credit and debit cards will be obsolete. Sounds great, right?

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  • How to Maintain Your Sanity at the Holidays

    How to Maintain Your Sanity at the Holidays

    We often go to incredible lengths to make the holiday season spectacular—like tracking down the perfect gift for someone we love. Finding just-the-right-thing to make someone else happy and give us something to feel good about, if only for a few weeks.

    That’s the ideal anyway. But it can be tough to make that happen. Sometimes the pressure to find the perfect gift(s) leads to increased stress and unnecessary anxiety. That’s not exactly a recipe for an enjoyable holiday season.

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  • Teaching Generosity in an Era of Austerity

    Teaching Generosity in an Era of Austerity

    How does our culture’s hyper focus on shaping youth spending habits square with the new austerity trend that is sweeping the globe? The contrast couldn’t be more dramatic. Imagine how confusing the message of austerity must be for youth around the world.

    After a recent speaking engagement one young adult asked me, “So, am I supposed to spend or save my money? On one hand, I hear how important it is to spend money for the good of our country, but on the other I hear about saving and the importance of creating a financial safety net.”

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